Get Started with the Paycheck Protection Program

The federal Paycheck Protection Program (PPP) ends May 31, 2021. Unfortunately, CRF is no longer accepting new online PPP loan requests. We apologize for any inconvenience this may cause.

CRF is participating in a new round of Paycheck Protection Program (PPP) funding beginning January 2021. This new round is an extension of the CARES Act created in April 2020.

The program provides eligible businesses and nonprofits with access to low-interest and partially-to-fully forgivable loans with no personal guarantee or collateral required. Eligible small businesses, nonprofits, veterans’ organizations, and tribal businesses can use these funds to help pay business payroll, utilities, and other operating expenses during the COVID-19 pandemic.

This new round of funding also includes a “second draw” option for businesses that have already received a PPP loan.

Choose the option that best describes your organization:


Our Values

CRF is a mission-driven organization bringing PPP financing to underserved business owners and communities.

Our PPP Impact

CRF has helped nearly 2,500 small businesses and nonprofits obtain $519 million in PPP loans in 2020.

Our Partnerships

Together with our partners, CRF has ensured that PPP funds are accessible to under-resourced small businesses.

Our Customers

CRF takes a hands-on approach to the PPP experience, helping small businesses navigate the process.

past performance of PPP lending


Community Reinvestment Fund, USA (CRF) is a national nonprofit organization with a mission to empower people to improve their lives and strengthen their communities through innovative financial solutions.

Our application will be available on Tuesday, January 19th, 2021.

You do not need to be an existing CRF customer to apply for either a First or Second Draw PPP Loan. Required documentation will vary depending on your specific situation. If you have already received a PPP loan and are interested in applying for a Second Draw PPP Loan, go here. If you haven’t already received a PPP loan and are looking for a First Draw PPP Loan, go here.

PPP Loans can be used to fund payroll costs, including benefits. Funds can also be used to pay for mortgage interest, rent, utilities, and worker protection/PPE costs related to COVID-19. Additionally, PPP loans can be used to pay for uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations.

No worries, we’re here to help! Please contact the CRF Customer Care Team by emailing or by calling 1-844-530-2724.


Customer reviews

"Receiving our PPP loan was such a sigh of relief. We all spent many sleepless nights wondering whether we would have to close. Once I got the email telling us that we got our loan, I was ecstatic. I got on the phone with my employee and shared the great news. Our customers who need a bit of inspired art in their lives are also greatly appreciative."
Nicole O'Brien
Owner, Unique PL8Z
"We had put all of our savings into the company and we were desperate for help. When we finally heard from CRF that our loan was approved, we cried and prayed. It was a miracle."
Maria Palacio
Owner, Progeny Coffee Farmers
"The PPP loan ensured we could keep making a difference in the community and provide an alternative to re-incarceration. Our clients are so grateful."
LaNeice Jones
Founder and Executive Director, Southwest Detroit Community Justice Center

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All loans subject to credit approval and final guidance from the SBA on the Paycheck Protection Program. Funds are limited and subject to availability.

The information provided is solely for general knowledge and does not provide any professional advice regarding tax, accounting, legal, financial, or any other professional service. PPP borrowers should contact their professional service providers for a complete understanding of the PPP program requirements and forgiveness processes.

SBA regulations regarding the PPP program are subject to further limitations and changes. Borrowers must follow current regulations and processes based on SBA guidelines. All characteristics described above are from the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (Economic Aid Act), and/or the Coronavirus Response and Relief Supplemental Appropriations Act. The terms and information outlined above are subject to change upon further rulemaking or guidance from the U.S. Small Business Administration and the U.S. government.